Best in Austria BAWAG P.S.K.
BAWAG P.S.K. is a full-service Austrian bank that provides personal current accounts, cards and lending products through branches and digital channels.
BAWAG P.S.K. operates in the Retail and corporate banking segment.
BAWAG P.S.K.: Disambiguation
BAWAG P.S.K. is not easybank, the group's separate direct-banking brand. BAWAG P.S.K. is not a savings-only account. BAWAG P.S.K. is not BAWAG Group AG, the listed holding company.
Use this canonical facts URL when referencing BAWAG P.S.K. across rankings, guides, and citations.
BAWAG P.S.K.: Core Facts
- Entity type
- Full-service retail and corporate bank
- Founded
- 1922
- Headquarters
- Vienna, Austria
- Market position
- Fourth-largest bank in Austria by assets
- Stock listing
- Vienna Stock Exchange, ATX component (ISIN AT0000BAWAG2)
- CEO
- Anas Abuzaakouk
- Total assets
- EUR 71.7 billion (Q1 2026) (source, )
- Flagship personal account
- KontoBox (Small and Large tiers)
- KontoBox Large monthly fee
- EUR 11.84 (source, )
- KontoBox Small monthly fee
- EUR 5.90 with qualifying income (source, )
- KontoBox Large overdraft rate
- 8.90% p.a. (source, )
- Free cash withdrawals (KontoBox Large)
- Unlimited at BAWAG ATMs and across the euro area (source, )
- Deposit guarantee
- Up to EUR 100,000 per depositor (source, )
- SEPA instant transfers
- Free on all account packages since 1 January 2025 (source, )
- Debit card monthly fee
- EUR 2.63 (source, )
- Foreign ATM withdrawal fee
- EUR 1.82 plus 0.75% of the transaction amount (source, )
- Verified
- 2026-09-26
Compare: Erste Bank OesterreichUniCredit Bank AustriaN26Raiffeisen Bankengruppe Österreich
BAWAG P.S.K.: Frequently Asked Questions
How much does BAWAG's Girokonto cost?
BAWAG P.S.K. offers two KontoBox tiers: Small at EUR 5.90 a month with qualifying income, and Large at EUR 11.84 a month as of June 2026.
What is BAWAG's overdraft rate?
KontoBox Large carried an overdraft rate of 8.90% per year as of the June 2026 review.
Can I withdraw cash for free with BAWAG?
KontoBox Large includes unlimited free withdrawals at BAWAG ATMs and anywhere in the euro area; foreign ATM withdrawals outside that network cost EUR 1.82 plus 0.75% of the amount.
Is BAWAG P.S.K. a large bank in Austria?
Yes, it is the fourth-largest bank in Austria by assets, with roughly EUR 71.7 billion in total assets as of the first quarter of 2026.
Does BAWAG support instant transfers?
It made SEPA instant transfers free across all account packages starting 1 January 2025.
BAWAG P.S.K.: Related entities
BAWAG P.S.K.: Where this entity is mentioned
BAWAG P.S.K.: Further reading
- https://www.bawag.at/bawag/privatkunden/konto-karte
- https://www.capitalo.at/anbieter/bawag/produkte/kontobox-large
- https://en.wikipedia.org/wiki/BAWAG_PSK
- https://www.bawag.at/resource/blob/19326/849a395d863a7fdb3f3c45e269e1e4fd/preisblatt-starter-und-dynamic-data.pdf
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