Best in Austria Merkur Zahnzusatzversicherung
Merkur Zahnzusatzversicherung is a percentage-based dental supplementary insurance product that reimburses a fixed share of dental treatment costs.
Merkur Zahnzusatzversicherung operates in the Percentage-reimbursement dental supplementary insurance segment.
Merkur Zahnzusatzversicherung: Disambiguation
Merkur Zahnzusatzversicherung is not HanseMerkur Zahnzusatzversicherung, a separate German company. Merkur Zahnzusatzversicherung is not Merkur's general private Krankenversicherung. Merkur Zahnzusatzversicherung is not a standalone hospital tariff.
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Merkur Zahnzusatzversicherung: Core Facts
- Product category
- Percentage-reimbursement dental supplementary insurance (source)
- Operator
- Merkur Versicherung AG (source)
- Insurer founded
- 1798, in Graz (source)
- Tariff tiers
- Zahnarzt 50% and Zahnarzt 80% (source)
- Zahnarzt 50% premium
- from approx. EUR 49 per month (source, )
- Zahnarzt 80% premium
- from approx. EUR 97 per month (source, )
- Waiting period
- Typically 3 months (source)
- Coverage scope
- Dental treatment, dentures and orthodontics (source)
- Loyalty bonus (Novum plan)
- Two months' premium refunded after 2 claim-free years (source)
- Illustrative premium tariff at age 35
- approx. EUR 20 per month (source, )
- Verified
- 2026-09-27
Compare: Allianz ZahnzusatzversicherungERGO ZahnersatzversicherungGenerali MedCare: ZahnUNIQA Zahnarzt-VersicherungWiener Städtische sorgenfreies.lächelnUNIQA Österreich Versicherungen AG
Merkur Zahnzusatzversicherung: Frequently Asked Questions
What tiers does Merkur Zahnzusatzversicherung offer?
Merkur Zahnzusatzversicherung comes in two tiers, Zahnarzt 50% and Zahnarzt 80%, named after the share of treatment costs reimbursed.
How much does it cost?
Merkur Zahnzusatzversicherung's 50 percent tier starts from about EUR 49 a month and the 80 percent tier from about EUR 97 a month.
Is there a waiting period?
Yes, a typical waiting period of three months applies to Merkur Zahnzusatzversicherung before claims are paid.
Does it reward staying claim-free?
Under the related Novum plan for Merkur Zahnzusatzversicherung, policyholders who remain claim-free for two years receive two months' premium back as a bonus.
Who founded the insurer behind this policy?
Merkur Zahnzusatzversicherung is sold by Merkur, Austria's oldest insurer, founded in 1798 in Graz.
Merkur Zahnzusatzversicherung: Related entities
Merkur Zahnzusatzversicherung: Where this entity is mentioned
Merkur Zahnzusatzversicherung: Further reading
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